Privacy Policy
Effective Date: January 1, 2026
Last Updated: May 1, 2026
This Privacy Policy explains how Grace and Truth Resources, LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information when you visit or use Banquetoflove.org (the “Site”). By accessing or using the Site, you agree to the practices described in this Privacy Policy.
If you do not agree with this Privacy Policy, please discontinue use of the Site.
1. Information We Collect
We may collect the following categories of information:
1.1 Information You Provide Directly
● Account registration details (name, email, password)
● Payment and billing information
● User‑generated content (comments, posts, uploads)
● Communications with us
1.2 Information Collected Automatically
● IP address
● Browser type and device information
● Pages viewed and referring URLs
● Time spent on the Site
● Cookies and similar technologies (see Section 10)
1.3 Information from Third Parties
● Payment processors
● Analytics providers
● Service providers supporting Site functionality
We do not knowingly collect sensitive personal information unless required for a specific purpose and disclosed to you.
2. How We Use Your Information
We use personal information to:
● Provide and maintain the Site
● Process payments and fulfill orders
● Manage user accounts
● Respond to inquiries
● Improve Site performance and user experience
● Prevent fraud and enhance security
● Comply with legal obligations
3. How We Share Information
We may share information with:
● Service providers (hosting, analytics, payment processors)
● Business partners assisting with Site operations
● Legal authorities when required by law
● Successors in the event of a merger or acquisition
We do not sell personal information as defined under CCPA/CPRA.
4. Data Retention
We retain personal information only as long as necessary to:
● Provide services
● Fulfill legal obligations
● Resolve disputes
● Enforce agreements
Retention periods vary by data type and legal requirements.
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Children’s Privacy & AADC Compliance
The Site is not intended for children under 13, and we do not knowingly collect personal information from children under 13.
For minors who may access the Site:
● We do not knowingly profile minors in ways that pose significant risks.
● We do not use dark patterns to encourage data sharing.
● Parents or guardians may request deletion of a minor’s information using the contact details in Section 15.
7. Your Rights and Choices
7.1 General Rights
Depending on your location, you may have the right to:
● Access your personal information
● Correct inaccurate information
● Request deletion
● Object to certain processing
● Withdraw consent (where applicable)
7.2 Exercising Your Rights
Submit requests using the contact information in Section 15. We may need to verify your identity before processing your request.
8. Third‑Party Links
The Site may contain links to third‑party websites. We are not responsible for their privacy practices or content. Accessing third‑party sites is at your own risk.
9. Do‑Not‑Track Disclosure
Some browsers offer “Do Not Track” signals. The Site may not respond to these signals. Third‑party analytics providers may collect information about your online activities over time and across websites.
10. Cookie Policy (Integrated)
10.1 What Are Cookies?
Cookies are small text files stored on your device to enhance your browsing experience.
10.2 Types of Cookies We Use
● Essential cookies — required for Site functionality
● Analytics cookies — help us understand usage patterns
● Performance cookies — improve Site speed and features
● Preference cookies — remember your settings
10.3 How to Manage Cookies
You can modify your browser settings to block or delete cookies. Doing so may affect Site functionality.
11. California Supplemental Notice
This section applies to California residents under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).
11.1 Categories of Personal Information Collected
We may collect:
● Identifiers (name, email, IP address)
● Commercial information (purchase history)
● Internet activity (browsing behavior)
● User‑generated content
● Inferences from usage patterns
11.2 California Consumer Rights
California residents have the right to:
● Know what personal information is collected
● Access personal information
● Request deletion
● Correct inaccurate information
● Opt out of the sale or sharing of personal information
● Limit use of sensitive personal information
● Non‑discrimination for exercising rights
We do not sell or share personal information for cross‑context behavioral advertising.
11.3 Shine the Light (Civil Code §1798.83)
California residents may request information about how we share personal information with third parties for direct marketing purposes.
12. International Users
If you access the Site from outside the United States, you consent to the transfer and processing of your information in the United States, which may have different data protection laws.
13. Changes to This Privacy Policy
We may update this Privacy Policy periodically. The “Last Updated” date will reflect the most recent changes. Continued use of the Site constitutes acceptance of the updated policy.
14. Your Consent
By using the Site, you consent to the collection and use of your information as described in this Privacy Policy.
15. Contact Information
Jim Otremba
CFC
2025 Stearns Way, Ste. 111
St. Cloud, MN 56303
Email: [email protected]
Phone: 320-253-3540